Broad Collison vs Standard Collison
Author Archives: customersfirstig
Why Insurance companies don’t like Knob and Tube Wiring
What is Knob and Tube wiring and why most insurance carriers will not insure homes with it.
Surety Bonds: What to Look for When Buying One
What is a bond and what to look for.
Which Insurance Company has the cheapest auto rates in Michigan.
When it comes to finding the best auto insurance rates in Michigan, it’s important to understand that there is no one-size-fits-all solution. Each driver’s needs and circumstances are unique, so the company that offers the best rates for one person may not be the best choice for another. Here are some of the factors thatContinue reading “Which Insurance Company has the cheapest auto rates in Michigan.”
Why does my business need General Liability Insurance?
General liability insurance is an essential coverage for any business, big or small. It provides protection against a wide range of risks, including bodily injury, property damage, and personal and advertising injury. For instance, if a customer slips and falls in your store, resulting in a broken arm, general liability insurance would cover the costContinue reading “Why does my business need General Liability Insurance?”
What is Professional Liability and does my business need it?
Why every business should have Professional Liability.
How Inflation impacts Insurance
Insurance premiums are calculated based on the potential payout vs the attributed risk. So when you review your policy, you will see that each type of coverage has its own associated premium. This provides transparency to the consumer and helps them understand better what coverages are more costly. When we talk about Auto Insurance, theContinue reading “How Inflation impacts Insurance”
Why a Personal Umbrella in Michigan may be more important than ever!
Umbrella’s provide excess liability to provide additional protection for your hard earned assets.
How Michigan’s No fault reform changed the way Personal Injury Protection is covered.
Did you know that Drivers on an auto policy are not offered the same coverage as a Named insured? Read why this is a very important detail.
Water in your Basement? Flood vs. Water Back up
2021 has brought record rainfall to the Metro Detroit area. In fact, the five year period of 2016-2021 is the 2nd wettest period on record for the Metro Detroit Area since data collection began. With this there have been multiple flash flood warnings, in 2021 alone. Because the Metro Detroit area has a high percentageContinue reading “Water in your Basement? Flood vs. Water Back up”