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It is always wise to look ahead, but difficult to look further than you can see. Winston Churchill

Which Insurance Company has the cheapest auto rates in Michigan.

When it comes to finding the best auto insurance rates in Michigan, it’s important to understand that there is no one-size-fits-all solution. Each driver’s needs and circumstances are unique, so the company that offers the best rates for one person may not be the best choice for another. Here are some of the factors that…

Why does my business need General Liability Insurance?

General liability insurance is an essential coverage for any business, big or small. It provides protection against a wide range of risks, including bodily injury, property damage, and personal and advertising injury. For instance, if a customer slips and falls in your store, resulting in a broken arm, general liability insurance would cover the cost…

How Inflation impacts Insurance

Insurance premiums are calculated based on the potential payout vs the attributed risk. So when you review your policy, you will see that each type of coverage has its own associated premium. This provides transparency to the consumer and helps them understand better what coverages are more costly. When we talk about Auto Insurance, the…

Water in your Basement? Flood vs. Water Back up

2021 has brought record rainfall to the Metro Detroit area. In fact, the five year period of 2016-2021 is the 2nd wettest period on record for the Metro Detroit Area since data collection began. With this there have been multiple flash flood warnings, in 2021 alone. Because the Metro Detroit area has a high percentage…

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