Do you know how much you would get if your baby was stolen?
ATV’s and Boats, provide a unique way to explore the great outdoors. However, with this freedom comes the responsibility of ensuring you have the right insurance coverage in place. One of the most important types of coverage to consider for your ATV or Boat is medical payments coverage. Medical payments coverage, also known as medContinue reading “Why is Medical Payments coverage important when buying a boat or ATV policy?”
Broad Collison vs Standard Collison
What is a bond and what to look for.
When it comes to finding the best auto insurance rates in Michigan, it’s important to understand that there is no one-size-fits-all solution. Each driver’s needs and circumstances are unique, so the company that offers the best rates for one person may not be the best choice for another. Here are some of the factors thatContinue reading “Which Insurance Company has the cheapest auto rates in Michigan.”
General liability insurance is an essential coverage for any business, big or small. It provides protection against a wide range of risks, including bodily injury, property damage, and personal and advertising injury. For instance, if a customer slips and falls in your store, resulting in a broken arm, general liability insurance would cover the costContinue reading “Why does my business need General Liability Insurance?”
Insurance premiums are calculated based on the potential payout vs the attributed risk. So when you review your policy, you will see that each type of coverage has its own associated premium. This provides transparency to the consumer and helps them understand better what coverages are more costly. When we talk about Auto Insurance, theContinue reading “How Inflation impacts Insurance”
2021 has brought record rainfall to the Metro Detroit area. In fact, the five year period of 2016-2021 is the 2nd wettest period on record for the Metro Detroit Area since data collection began. With this there have been multiple flash flood warnings, in 2021 alone. Because the Metro Detroit area has a high percentageContinue reading “Water in your Basement? Flood vs. Water Back up”
Some carriers will allow you to insure your Snowmobiles, ATV’s, Boats, Golf Carts, Etc. on your homeowners policy, as an endorsement. This can be very economical as your homeowners policy would provide the liability coverage at a much deeper discount. But be careful, cheaper is not always better. When insuring these types of vehicles, youContinue reading “Should I insure my Recreational Vehicles on their own policy or on my Homeowners ?”
If you have a rental home or investment property, it is important to know the exclusions and limitation of your property policy. A majority of Landlords have a regular day job and own 5 or less rental properties, and manage the property themselves. My first question to these individuals is whether or not the homeContinue reading “LANDLORD vs VACANT HOME POLICIES”