by admin | Feb 20, 2024 | Blog, Homeowners Insurance
Securing your belongings with insurance is a wise move, and understanding the perks of Replacement Cost (RC) coverage sheds light on why it’s a beneficial choice for everyone. In this blog post, we’ll highlight the reasons why opting for Replacement Cost...
by admin | Oct 11, 2023 | Blog, Commercial Insurance, Flood Insurance, Homeowners Insurance
Photo by Pok Rie on Pexels.com When we think of floods, we often associate them with specific flood zones marked by authorities like FEMA. However, floods are unpredictable and can occur virtually anywhere. The misconception that flood insurance is only for those in...
by admin | Mar 1, 2023 | Blog, Homeowners Insurance
Insurance companies are in the business of risk management, and their goal is to minimize the likelihood of having to pay out costly claims which helps keeps rates stable. As a result, they tend to be very cautious about the types of risks they take on. One type of...
by admin | Jun 24, 2021 | Blog, Homeowners Insurance
Inflation is a hot topic in the US today, with rising costs for commodities such as Gas, Lumber, Food, Over the past 18 months, there has been an unrivaled increase in the cost of construction materials and labor as the economy recovers from a challenging 2020. With...
by admin | Mar 8, 2021 | Blog, Insurance
The most common claim for a Homeowners policy in Michigan is for Wind and Hail damage, per the Buckley Law Firm, at just under 40% of all claims. So it is no surprise that Insurance companies want to do everything they can to mitigate their risk, related to Wind and...