by mike Vereecke | Dec 11, 2024 | Blog, Flood Insurance, Homeowners Insurance, Insurance
Climate change is one of the biggest challenges our planet faces today, and it’s affecting many industries, including insurance. While insurance has always been about managing risk, climate change is changing the types of risks that insurance companies are dealing...
by mike Vereecke | Oct 17, 2024 | Blog, Homeowners Insurance, Insurance
Homeowners insurance is designed to protect your home and belongings, but sometimes a standard policy doesn’t cover everything you might need. That’s where endorsements (also called riders or add-ons) come in. These are extra coverages you can add to your policy to...
by mike Vereecke | Sep 23, 2024 | Blog, Insurance
When it comes to car insurance, you’ve probably heard the term “comprehensive coverage.” But what does it really mean, and is it something you need? Let’s break it down in simple terms, using some real-life examples to help you understand. What is...
by mike Vereecke | Aug 6, 2024 | Blog, Insurance
When it comes to car insurance, understanding the specifics of your coverage can make a significant difference in how you handle accidents and their financial consequences. Two key types of coverage that often come up are Bodily Injury Liability and Uninsured Motorist...
by admin | Mar 26, 2024 | Blog, Commercial Insurance, Commercial Package, Liquor Liability, Restaurants
Operating establishments that serve alcohol, such as bars, restaurants, and event venues, entails facing significant risks, particularly regarding liability for alcohol-related incidents. While the allure of running such businesses is undeniable, it’s essential...
by admin | Feb 20, 2024 | Blog, Homeowners Insurance
Securing your belongings with insurance is a wise move, and understanding the perks of Replacement Cost (RC) coverage sheds light on why it’s a beneficial choice for everyone. In this blog post, we’ll highlight the reasons why opting for Replacement Cost...