by mike Vereecke | Feb 14, 2025 | Blog, Bonds, Commercial Insurance, Commercial Package, Flood Insurance, Homeowners Insurance, Insurance, Life Insurance, Liquor Liability, Personal Liability, Professional Liablity, Restaurants
What Is a Captive Insurance Agent? A captive insurance agent represents a single insurance company. They exclusively sell products from that insurer, offering in-depth knowledge of their company’s policies but limited in providing alternatives from other...
by mike Vereecke | Dec 11, 2024 | Blog, Flood Insurance, Homeowners Insurance, Insurance
Climate change is one of the biggest challenges our planet faces today, and it’s affecting many industries, including insurance. While insurance has always been about managing risk, climate change is changing the types of risks that insurance companies are dealing...
by mike Vereecke | Oct 17, 2024 | Blog, Homeowners Insurance, Insurance
Homeowners insurance is designed to protect your home and belongings, but sometimes a standard policy doesn’t cover everything you might need. That’s where endorsements (also called riders or add-ons) come in. These are extra coverages you can add to your policy to...
by admin | Feb 20, 2024 | Blog, Homeowners Insurance
Securing your belongings with insurance is a wise move, and understanding the perks of Replacement Cost (RC) coverage sheds light on why it’s a beneficial choice for everyone. In this blog post, we’ll highlight the reasons why opting for Replacement Cost...
by admin | Oct 11, 2023 | Blog, Commercial Insurance, Flood Insurance, Homeowners Insurance
Photo by Pok Rie on Pexels.com When we think of floods, we often associate them with specific flood zones marked by authorities like FEMA. However, floods are unpredictable and can occur virtually anywhere. The misconception that flood insurance is only for those in...
by admin | Aug 10, 2023 | Blog, Commercial Insurance, Homeowners Insurance, Personal Liability, Professional Liablity
Introduction Insurance is like a safety blanket that helps people and businesses stay safe from unexpected money problems. But did you know that the insurance world goes through ups and downs? In this article, we’ll break down what a “hard insurance...