by mike Vereecke | Oct 21, 2025 | Homeowners Insurance, Insurance, Insurance Claims
When the air turns crisp and the leaves start to drop, homeowners should think about more than pumpkin spice and football. Fall is the ideal time to prep your home for winter and prevent costly insurance claims. A few proactive maintenance steps can protect your...
by mike Vereecke | Sep 18, 2025 | Flood Insurance, Homeowners Insurance, Insurance
Buying a condo comes with unique insurance needs — and they all start with understanding condo master policy coverage. Your association’s bylaws determine what the master policy covers and what you must insure yourself. Get this wrong, and you could either overpay for...
by mike Vereecke | Sep 4, 2025 | Auto Insurance, Blog, Commercial Insurance, Homeowners Insurance, Insurance, Insurance Claims
The insurance industry is evolving at lightning speed. From parametric insurance that pays out when a specific event occurs, to telematics in auto insurance and smart home devices that prevent costly claims, the future of coverage is becoming faster, smarter, and more...
by mike Vereecke | Jul 8, 2025 | Auto Insurance, Commercial Insurance, Commercial Package, Flood Insurance, Homeowners Insurance, Insurance, Liquor Liability, Personal Liability, Professional Liablity, Restaurant Insurance, Restaurants, Small Business Insurance
Many companies encourage you to bundle insurance policies like home and auto together for a discount. But is that always the best option? While bundling can save money and simplify your coverage, it’s not a one-size-fits-all solution. In this post, we’ll explore...
by mike Vereecke | Jun 19, 2025 | Commercial Insurance, Commercial Package, Insurance, Restaurant Insurance, Restaurants, Risk Management for Restaurants, Small Business Insurance
⚡ On-Premise vs. Off-Premise Utility Services Coverage: Is Your Business Protected? What Is Utility Services Coverage? Utility services insurance helps reimburse lost income and extra expenses when utility disruptions affect your business. These losses aren’t caused...
by mike Vereecke | Jun 5, 2025 | Homeowners Insurance, Insurance
Insuring Your Boat on Homeowners Policy: What to Know Insuring your boat on homeowners policy might sound like a simple way to save money — but it often leaves you dangerously underinsured. Before you add your boat to your home policy, here’s what you need to know. ⚙️...