Insurance education • Michigan independent agencyDo You Need a Personal Umbrella Policy? ☂️The best way to protect your assets in a litigious society is to purchase an umbrella policy.Ask an insurance question The short answerThe best way to protect your...
Insurance education • Michigan independent agencyAgreed Value vs Stated Value: Classic Car InsuranceThis guide explains Classic Car Insurance in plain language, including what it can mean for protection, costs, and the decisions you may face.Ask an insurance question...
Insurance education • Michigan independent agencyMedical Payments Coverage For Boat/ATV OwnersATV’s and Boats, provide a unique way to explore the great outdoors.Ask an insurance question The short answerHowever, with this freedom comes the responsibility of ensuring...
Insurance education • Michigan independent agencyBroad vs Standard Collision Insurance: What to KnowBroad vs Standard Collision Insurance affects when you pay your deductible after a Michigan collision claim. Compare how fault, deductible waivers, and claim settlement...
OLDER WIRING & HOME INSURANCE Knob and Tube Wiring Insurance: What Homeowners Should Know Knob and tube wiring insurance can be difficult to obtain because many insurers view this older electrical system as a higher property risk. A home may look well maintained and...
BONDING FOR BUSINESSES & CONTRACTORS Buying a Surety Bond: What to Look For Buying a surety bond starts with identifying the exact bond form and amount required by the obligee. Price matters, but an incorrect form, weak surety, or misunderstood indemnity agreement can...
