Many business owners who carry General Liability Insurance do so becausesomeone requires proof of it for a variety of reasons. Could be a propertyowner, whose space your business occupies or a company you are doing work for.But Professional liability, also known as...
Insurance premiums are calculated based on the potential payout vs the attributed risk. So when you review your policy, you will see that each type of coverage has its own associated premium. This provides transparency to the consumer and helps them understand better...
The average person does not understand Michigan’s Insurance laws, and they look to their agent to help them. Unfortunately, the New No Fault Reform that took effect on July 1st, 2020, has left many agents also improperly informed. There are many complexities to...
Understanding Flood Insurance vs Water Backup Coverage in Michigan Flood Insurance vs Water Backup Coverage in Michigan Essential Insights for Michigan Homeowners Heavy rain, flash flooding, and basement water damage have become a growing concern across Michigan....
Inflation is a hot topic in the US today, with rising costs for commodities such as Gas, Lumber, Food, Over the past 18 months, there has been an unrivaled increase in the cost of construction materials and labor as the economy recovers from a challenging 2020. With...
Some carriers will allow you to insure your Snowmobiles, ATV’s, Boats, Golf Carts, Etc. on your homeowners policy, as an endorsement. This can be very economical as your homeowners policy would provide the liability coverage at a much deeper discount. But be...
