When we think of floods, we often associate them with specific flood zones marked by authorities like FEMA. However, floods are unpredictable and can occur virtually anywhere. The misconception that flood insurance is only for those in designated flood zones can lead to devastating consequences. In this article, we will explore the significance of floodContinue reading “Flood Insurance: A Necessity Beyond Flood Zones”
Home Sharing is a great way to pay for your vacation home, but make sure your not caught with gaps in your insurance.
What is Knob and Tube wiring and why most insurance carriers will not insure homes with it.
Insurance premiums are calculated based on the potential payout vs the attributed risk. So when you review your policy, you will see that each type of coverage has its own associated premium. This provides transparency to the consumer and helps them understand better what coverages are more costly. When we talk about Auto Insurance, theContinue reading “How Inflation impacts Insurance”
Inflation of Building materials directly affects your home insurance. read this article to learn more.
The most common claim for a Homeowners policy in Michigan is for Wind and Hail damage, per the Buckley Law Firm, at just under 40% of all claims. So it is no surprise that Insurance companies want to do everything they can to mitigate their risk, related to Wind and Hail. Contractors often go intoContinue reading “Most Common Homeowners Claim in Michigan”