by admin | Feb 20, 2024 | Blog, Homeowners Insurance
Securing your belongings with insurance is a wise move, and understanding the perks of Replacement Cost (RC) coverage sheds light on why it’s a beneficial choice for everyone. In this blog post, we’ll highlight the reasons why opting for Replacement Cost...
by admin | Oct 11, 2023 | Blog, Commercial Insurance, Flood Insurance, Homeowners Insurance
Photo by Pok Rie on Pexels.com When we think of floods, we often associate them with specific flood zones marked by authorities like FEMA. However, floods are unpredictable and can occur virtually anywhere. The misconception that flood insurance is only for those in...
by admin | Jul 11, 2023 | Blog, Homeowners Insurance, Personal Liability
Home sharing has become increasingly popular with the rise of platforms like Airbnb and Vrbo. Homeowners now have the opportunity to rent out their properties to short-term guests, providing a unique travel experience and earning extra income. However, it’s...
by admin | Mar 1, 2023 | Blog, Homeowners Insurance
Insurance companies are in the business of risk management, and their goal is to minimize the likelihood of having to pay out costly claims which helps keeps rates stable. As a result, they tend to be very cautious about the types of risks they take on. One type of...
by admin | Jul 26, 2022 | Blog, Insurance
Insurance premiums are calculated based on the potential payout vs the attributed risk. So when you review your policy, you will see that each type of coverage has its own associated premium. This provides transparency to the consumer and helps them understand better...