How Should I Insure My RV?

How Should I Insure My RV?

Some carriers will allow you to insure your Snowmobiles, ATV’s, Boats, Golf Carts, Etc. on your homeowners policy, as an endorsement. This can be very economical as your homeowners policy would provide the liability coverage at a much deeper discount. But be...
Michigan Mini-Tort Law Explained

Michigan Mini-Tort Law Explained

Because Michigan is a no-fault state, people are often confused as to why fault is assessed in the event of an accident. To the unlicensed individual this can be very confusing. First lets explain that there are two types of Auto Insurance laws in the U.S., No Fault...
Landlord vs Vacant Hme Policies

Landlord vs Vacant Hme Policies

If you have a rental home or investment property, it is important to know the exclusions and limitation of your property policy. A majority of Landlords have a regular day job and own 5 or less rental properties, and manage the property themselves. My first question...
Most Common Homeowners Claim in Michigan

Most Common Homeowners Claim in Michigan

The most common claim for a Homeowners policy in Michigan is for Wind and Hail damage, per the Buckley Law Firm, at just under 40% of all claims. So it is no surprise that Insurance companies want to do everything they can to mitigate their risk, related to Wind and...
Why Insurance is NOT a Commodity!

Why Insurance is NOT a Commodity!

Insurance Is Not a Commodity: Here’s Why That Matters In today’s digital world, although consumers like to treat it like it is just another product where the cheapest price wins, insurance is NOT a commodity. With big names like Progressive, Geico, Esurance, and...