by mike Vereecke | Oct 11, 2023 | Blog, Commercial Insurance, Flood Insurance, Homeowners Insurance
Flood Insurance: 5 Reasons You Need Coverage Even Outside Flood Zones When we think of floods, we often picture FEMA-designated flood zones. But floods are unpredictable and can occur almost anywhere. The belief that flood insurance is only necessary for those in...
by mike Vereecke | Aug 10, 2023 | Blog, Commercial Insurance, Homeowners Insurance, Personal Liability, Professional Liablity
Introduction Insurance is like a safety blanket that helps people and businesses stay safe from unexpected money problems. But did you know that the insurance world goes through ups and downs? In this article, we’ll break down what a “hard insurance...
by mike Vereecke | Jul 11, 2023 | Blog, Homeowners Insurance, Personal Liability
Home sharing has become increasingly popular with the rise of platforms like Airbnb and Vrbo. Homeowners now have the opportunity to rent out their properties to short-term guests, providing a unique travel experience and earning extra income. However, it’s...
by mike Vereecke | Mar 1, 2023 | Blog, Homeowners Insurance
Insurance companies are in the business of risk management, and their goal is to minimize the likelihood of having to pay out costly claims which helps keeps rates stable. As a result, they tend to be very cautious about the types of risks they take on. One type of...
by mike Vereecke | Jun 24, 2021 | Blog, Homeowners Insurance
Inflation is a hot topic in the US today, with rising costs for commodities such as Gas, Lumber, Food, Over the past 18 months, there has been an unrivaled increase in the cost of construction materials and labor as the economy recovers from a challenging 2020. With...
by mike Vereecke | Nov 11, 2020 | Blog, Homeowners Insurance, Insurance Claims, Insurance Endorsements
Not All Policies Are Created Equal When shopping for homeowners insurance, it’s easy to focus on price. But don’t overlook the most important detail: the type of peril coverage. Comparing Special vs Broad Perils could mean the difference between a paid claim and a...
